Risk-Questionnaire

Risk Assessment Questionnaire

First Name

Middle Name

Last Name

Date of Birth

Mobile No.

Qn2.How familiar are you with financial markets?

I have no knowledge

I have basic knowledge and little experience with investment

I have a fair amount of knowledge and investment experience

I have considerable knowledge and comfortable with most investment avenues

I have extensive knowledge of and experience in investing in different asset classes

Qn. 3) Which of the following best describes your purpose of investing?

Qn. 4) Your current investment portfolio comprises of:

Mainly money market, short-term funds, corporate / bank deposits and bond

Mainly debt market instruments, gold and some portion in blue-chip stocks

A mix of debt instruments, blue-chip / aggressive stocks, capital protected and direct equity

Mainly aggressive stock, high-yield debt funds, (small and midcap stocks and income funds) private equity and real estate

Mostly speculative or high-risk investments (aggressive high-risk funds, options, real estate, leveraged positions, etc.)

Qn. 5) Have you planned for major life stage expenses like your child’s higher education, marriage, purchase of house, medical / hospitalisation, retirement etc.?

I have no separate provision for such expenses

I have made some provision for such expenses

Yes, I have a separate provision for such expenses

Qn. 6) When do you plan to start withdrawing money from your investments for major needs? (other than provisions made as mentioned in Question 5)

Within 1 year

Between 1 and 3 years

Between 3 and 5 years

Between 5 and 10 years

Qn. 7) Is your family sufficiently secured to face any unforeseen eventualities?

Along with life insurance coverage for self, I have insured all my major assets (like house, vehicle etc.)

I have taken enough life insurance cover for self and my family

I have not taken enough life insurance coverage

I have not taken any insurance coverage

Qn. 8) To meet foreseen and unforeseen circumstances you need to keep ----- of your investments in liquid instruments?

Qn. 9) If your investment turns bad due to global economic melt-down, for how long would you be prepared to see your investment performing poorly before getting worried and / or liquidating it?

Qn. 10) How will you best describe your investment behaviour?

I feel comfortable with investments that involve lower risk and generate lower but consistent returns year-to-year

I am willing to withstand minor fluctuations in my portfolio but prefer to be invested in less risky investments

I seek moderate capital growth over a long-term period with short-term fluctuations, but averse to taking high risks

I seek substantial investment returns, willing to accept occasional short-term declines

I seek potentially high investment returns, willing to accept higher risks including loss of capital

Qn. 11) You will be most comfortable investing in Portfolio... The table shows the worst and the best one year return of five hypothetical investment plans:

Qn. 12) Assuming an inflation rate of 5-7% p.a. over a medium to long-term horizon (3 to 5yr+) what return do you reasonably expect from your investments?

Inflation rate plus 2 - 4% p.a.

Inflation rate plus 5 - 7% p.a.

Inflation rate plus 8 - 10% p.a.

Inflation rate plus 11 - 15% p.a.

More than 15% p.a. over inflation rate

Qn. 13) f your investment in a particular stock falls by 25% and there is no change in the fundamentals of the company (assuming that your circumstances and conviction about that stock has not changed), you will:

Not trade in stocks

Sell all your holdings in that stock

Sell part of your holdings in that stock

Hold in order to get better returns

Buy more of the stock

Qn. 14) Do you leverage your investments?

Yes